Asaan Bank Account AMA 2022 Transaction, Balance, Mini Statement, Utility Bills

Asaan Bank Account AMA

The State Bank of Pakistan has officially announced the Asaan Mobile Account (AMA) opening facility through android mobile phone with the collaboration of SBP and PTA. The AMA platform has been launched under the National Financial Inclusion Strategy (NFIS) that aims to facilitate general masses, especially the low income segments, to digitally open their BB accounts and use the available financial services in a swift, easy and affordable manner.

You can check now about how many AMA accounts have been opened, the total financial  and non financial transaction;

Total AMA Accounts Total Financial Transactions Total Non-Financial Transactions
3,337,167 6.1 m 18.2 m

How To Open Asaan Bank Account


If you have already existing branchless bank account then you can open AMA account very easily and quickly.  You can follow the guideline to open new asan bank account;

1). Dial *2262#

Dial the short code to access AMA platform.

2). Select “Register for Asaan Mobile Account”

Choose the relevant option to open a new account.

3). Select your preferred bank

Scroll through the menu to select your preferred bank from the list

4). Enter CNIC number

Upon prompt, enter you CNIC number without dashes.

Enter CNIC issuance date

Enter your CNIC issuance date listed on your computerized identity card.

Provide consent & accept the Terms and Conditions

Provide necessary approvals and authorization as prompted on the screen.

Generate your PIN

Set up a secret PIN that you will use for AMA transactions.

Validate the PIN

Re-enter the PIN you have set up for your account for validation.

Receive confirmation of successful account activation on your screen

Bank will also send an SMS confirming that the account status along with details of helpline and advice to conduct BVS within 60 days of account opening.


How To Link AMA Account with Branchless Bank (BB)


You can easily linking your AMA account with branchless bank just after reading the instructions given below;

Dial *2262#

Dial *2262# to access Asaan Mobile Account (AMA) platform. Each customer can link maximum one account.

Select “Request to link existing bank account”

Select link existing bank account option.

Choose your bank

Select your preferred bank from the given list. To see list of additional banks, select More.

Enter your account & CNIC number

Enter your bank account number and CNIC number.

Enter account PIN

Enter you bank account PIN number.

Select Yes to provide account authorization

Enter you bank account pin number. You will then receive an SMS upon successful transfer.

Receive confirmation of successful account linking on your screen

Bank will send an SMS confirming the account linking along with details of helpline.


How To Send Money Transaction Between Banks


You can send your money through asaan bank account  from same bank or other banks and perform easy transaction by following guidelines;

Dial *2262#

The customer will be directed to account services menu.

Select the option to send money

Select the option to send money from the AMA services menu.

Select “Same Bank” or “Other Bank”

Select “Same Bank” if receiver has bank account in same bank as sender. Otherwise “Other bank” if receiver has bank account in another bank different from sender’s bank.

Select “Receiver Bank Name”

Select your “receiver’s bank name” from the given list. To see list of additional banks, select More.

Enter “Account Number”

Enter bank account number of person who is receiving money.

Enter transfer amount

Enter amount to send or transfer to receiver.

Enter purpose of transaction

Select the relevant option that depicts the purpose for sending money.

Enter Account PIN

Enter you bank account pin number. You will then receive an SMS upon successful transfer.

Receive confirmation of transaction status on screen

Bank will send an SMS confirming the transaction status to the customer.


How To Pay Utility Bill Through AMA Account


The Asaan Bank Account also facilitate you to pay utility bills of electricity, gass, mobile etc. Please follow the instruction below;

Dial *2262#

The customer will be directed to account services menu.

Select “Bill Payment”

Select “Bill Payment” from menu.

Select bill type (gas, electricity, mobile top-up, etc)

Select your utility bill type (mobile top-up, telephone, gas electricity, etc.). To see list of additional bill types, select More.

Select your utility provider

Select your telecom provider (Jazz, Telenor, Zong, Ufone) or utility provider (MEPCO, K-Electric, LESCO, PTCL etc.).

Enter your consumer number

Enter you utility consumer number for bill payment or mobile number for top-up.

Enter amount

Enter the bill payment amount

Enter account PIN

After verifying your bill details/mobile top-up, enter you account pin to complete transaction.

Receive confirmation of bill payment on screen

Bank will send an SMS confirming the bill payment status to the customer


Asaan Mobile Account Partner Banks


Commercially operational for scheme with JAZZ & SCO on its AMAANI Platform. Anyone can open a bank account on AMA Scheme with any mobile phone.

Banks integrated with VRG on scheme;

  1. Alfalah Bank
  2. EasyPaisa
  3. JazzCash
  4. U-Bank
  5. HBL
  6. Meezan Bank
  7. Finca Bank
  8. UBL
  9. MCB
  10. Askari Bank
  11. JS Bank
  12. First Microfinance
  13. Allied Bank

Asaan Bank Account Services


There are so many services are provided by the AMA and detail is given below;

Mini Statement Utility Bills Balance Inquiry
Check your 6-month statement of transaction Check balance of Account on Mobile Phone Pay Your Electricity, Gass, Telephone Bills Etc.
Send Money Change Account PIN Account Linking
Transfer amount in any Bank Account from Mobile Phone Change Your AMA Account PIN Link Your BB Account on AMA

Assan Bank Account Working Principle


Anyone who possess the valid CNIC card can easily open Asaan Bank Account digitally on mobile phone. You can create AMA account from anywhere and at any time through SIM of any mobile network. You can access the Asaan Bank Account through a short code i.e *2262# and make transactions through their android mobile phone without needing internet connectivity.

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Asaan Bank Account AMA 2022 Transaction, Balance, Mini Statement, Utility Bills

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